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ADVERTISING MATERIAL Attorney Advertisement: Hiring an attorney is an important decision and should not be done based solely on an advertisement. You should request free background information on the responsible attorney prior to making any engagement decisions. Advantage Law Firm, a DBA of The Law Firm of Higbee & Associates, is responsible for this ad. Mathew Higbee lead attorney. Services are not available in all states. Negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825. Receipt or transmission of content and information from this web site does not form or constitute an attorney-client relationship. Persons should refrain from acting on the basis of any content on this web site without seeking professional legal counsel and should refrain from providing any confidential information until such time as an attorney-client relationship is established. This advertisement is not intended to guarantee or convey any results, or offer or provide any legal representation or legal advice; it is educational only, and as such, no specific promises or savings are intended. South Carolina You may wish to consult your lawyer or another lawyer instead of us. You may obtain information about other lawyers by consulting directories, seeking the advice of others, or calling the South Carolina Bar Lawyer Referral Service at 799-7100 in Columbia or toll free at 1-800-868-2284. If you have already engaged a lawyer in connection with the legal matter referred to in this communication, you should direct any questions you have to that lawyer. The exact nature of your legal situation will depend on many facts not known to us at this time. You should understand that the advice and information in this communication is general and that your own situation may vary. ANY COMPLAINTS ABOUT THIS COMMUNICATION OR THE REPRESENTATIONS OF ANY LAWYER MAY BE DIRECTED TO THE OFFICE OF DISCIPLINARY COUNSEL, 1220 SENATE STREET, SUITE 309, COLUMBIA, SOUTH CAROLINA 29201—TELEPHONE NUMBER 803-734-2038.ADVERTISING MATERIAL Debt Settlement Information: Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, or accounting advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

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