TERMS

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social security number and income
• Account balances and payment history
• Transaction history and credit history

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Advantage Law chooses to share; and whether you can limit this sharing.

Call our office at 702-405-1041 or go to http://www.Advantage.law/contact

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Call our office at 702-405-1041 or go to http://www.Advantage.law/contact

• Mail To:
  
  Advantage Law
  3110 W Cheyenne Ave #200
  North Las Vegas, NV 89032

Advantage Law is providing this notice.

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you

• Open an account
• Give us your income information
• Provide employment information
• Give us your contact information
• Provide account information
• We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Your choices will apply to everyone on your account – unless you tell us otherwise.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Non-affiliates we share with can include financial service providers such as banks, lenders, payment merchants, loan servicers, and non-financial service providers such as retailers, law firms and marketing companies.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners may include companies providing financial, non-financial, or legal services.

California Residents:

Under California law, we will not share information we collect about you with non-affiliated companies, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide benefits you are entitled to. We will limit sharing among our affiliates to the extent required by California law. CA residents have additional rights to restrict our sharing of your personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services. Your Choices: Unless you say or check “No” we may share personal and financial information about you with our affiliated companies. NO, please do not share personal and financial information with your affiliated companies. Also, unless you say or check “No” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you. You may make your privacy choice(s) at any time. Your choice(s) marked here will remain unless you state otherwise. However, if we do not hear from you we may share some of your information with affiliated companies and other companies with whom we have contracts to provide products and services.

For additional rights and privacy choices for California residents see Advantage Law’s Privacy Policy.

Vermont Residents:

Under Vermont law, we will not share information we collect about you with non-affiliated companies, unless the law allows. For example, we may share information with your consent, to service your accounts, or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness with our affiliates except with your consent, but we may share with our affiliate’s information about our transactions or experiences with you without your consent.

Nevada Residents:

We are providing you with this notice pursuant to state law. You may be placed on our internal do not call list by calling 888-913-8784. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. – Suite 3900, Las Vegas, NV 89101; 702-486-3132 – [email protected].

Montana Residents:

We will not disclose to anyone your name or personal information other than to your own creditors or CSS’s agents, affiliates, or contractors.

To exercise your choices do one of the following:

1. Fill out, sign and return this form to us at:
   Advantage Law
   3110 W Cheyenne Ave #200
   North Las Vegas, NV 89032
2. Call 702-405-1041
3. Reply electronically at: support (at) advantage.law

This email may be confidential or privileged. If you received this communication by mistake, please don’t forward it to anyone else, please erase all copies and attachments, and please let me know that it went to the wrong person. Thanks. The above terms reflect a potential business arrangement, are provided solely as a basis for further discussion and are not intended to be and do not constitute a legally binding obligation. No legally binding obligations will be created, implied, or inferred until an agreement in final form is executed in writing by all parties involved.

None of our customer service representatives are lawyers and therefore cannot provide legal advice. The information presented in this email is not legal advice, is not to be acted on as such. It is not intended to convey or constitute legal advice, and is not a substitute for obtaining legal advice from a qualified attorney. You should not act upon any such information without first seeking qualified professional counsel on your specific matter.